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Consolidating graduate loans over 40 000

There’s the cost of tuition, room and board and books.There can be additional fees, like computer equipment and supplies and travel to and from school.Understanding how you spend your money (even loan money) is the first step toward putting together a smart education borrowing strategy.On your right, you’ll find a downloadable budget worksheet.

To include other student loan debt in the determination of the repayment period for your Direct Consolidation Loan, be sure to list those loans on your consolidation application in the section for listing loans that you do not want to consolidate, but want considered in the determination of your repayment period.

My net income after taxes is 00 and my student loan is 0 a month. ” – Jessica, Phoenix Salary data from the Department of Labor confirm that education beyond high school will help a person earn, on average, hundreds of thousands of dollars more over the course of a lifetime.

So roughly speaking: But, as we all know, higher education comes with a price tag.

This total education loan indebtedness includes the amount of your consolidation loan and your other student loan debt.

Other student loan debt includes any federal student loans that are not included in the consolidation loan, as well as private education loans that are not eligible for consolidation.


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